CERN MPAs include the following categories: Users, Cooperation Associates, Project Associates, Scientific Associates, Corresponding Associates, Visiting Scientists, Guest Professors, Students and Trainees.
CERN’s associated members of the personnel are required to have adequate health insurance as stipulated in CERN’s Rules and Regulations:
“Associated members of the personnel and their accompanying family members shall have health insurance cover that is adequate in both Host States (France and Switzerland) for the financial consequences of illness and accidents, including occupational illness and accidents for the associated members of the personnel. … The loss of insurance cover entails automatic termination of the contract of association.”
As an associated member of the personnel, your health insurance is the responsibility of your home institution or, that failing, your own responsibility. If your health insurance is not adequate in Switzerland and France, you must procure the necessary insurance for yourself and any accompanying family members.
CERN is not involved in arranging your health insurance, and engages no liability in this respect. However, CERN has identified options which could prove useful should you need to take out health insurance valid in the local area. You are free to select either of these options, or to take out any other health insurance policy which meets the requirements as set out above and responds best to your personal situation.
1) Allianz Partners Healthcare Plan for CERN MPA
The Allianz Partners Healthcare for CERN MPA is a private insurance for Associated Members of the CERN Personnel and their accompanying family members. Each covered person must be registered and paid for individually. The insurance is valid worldwide with the exception of the USA. This insurance covers a range of in-patient and out-patient treatments, as well as evacuation and repatriation. It includes cover for the financial consequences of illness and accidents, including occupational illness and accidents to the same reimbursement conditions.
In order to be eligible, the MPA must have a valid contract of association with CERN. The necessary certificate of pre-registration is delivered automatically when having successfully pre-registered.
In addition to the above, cover for members without a valid Swiss "P" legitimation card and who reside in Switzerland is limited to an overall maximum period of 90 days.
Access Allianz Partners Healthcare Plan for CERN MPAs web page for all details and online application.
The insurance can start at any time during the MPA’s contract of association. The period of cover can be chosen between 1 and 6 months and can be followed by a new period of cover.
Note 1: This information is made available as a service to the CERN community. CERN is not a party to the insurance contract with Allianz Worldwide Care. Whilst best efforts have been undertaken to verify the adequacy of the coverage, CERN accepts no liability in respect thereto.
Note 2: The price for the Allianz Worldwide Care CERN MPA insurance plan is garanteed for 1 year, namely until 1st of April of each year.
More information is available on the web site of the Advisory Committee for CERN Users (ACCU) .
2) CERN Health Insurance Scheme (CHIS)
New volontary membership to the CERN Health Insurance Scheme is not possible. CHIS members who have registered before 1st of September 2017 can continue the membership if they reside at CERN for more than 50 % of their working time per year. However in case of a professional/occupational accident they will only be covered to the same conditions as private illness and accidents and not to 100%.
3) Swiss LAMal
MPAs who are resident in Switzerland or in France (> 50% presence) and are not of Swiss nationality and not employed by a Swiss institution can take out voluntary membership with the Swiss LAMal insurance during the first 6 months from the start of their contract. Note that the affiliation is payed retroactively for the period from the 1st day of the contract with CERN as MPA, even if affiliation starts later.
4) International Travel Insurance for professional travellers
International insurance options dedicated to professional travellers in Europe are available on the market. Such an option can be of interest for MPAs as an emergency insurance to complement their insurance in their home country for their stay in Switzerland and France. Generally the insurance is not valid in the home country of the subscriber.
It is the responsibility of the subscriber to verify the adequacy of this cover and in particular to ensure subscribing to a health care plan which includes cover for private and professional accidents.Some companies provide options to subscribe via the Internet. Local insurance agents also provide offers.
Please note that this page will be updated if more information becomes available.
- ACCU Presentations on Health care
Results of Users' Office Survey on Health Insurance
- Accidenta C-225
UNIQA offers optional insurance protecting against the financial consequences of disability or death following a private or professional accident during a stay at CERN. However, Accidenta C-225 does not qualify as the required health or accident insurance.
- Health insurance for Users and other Associated Members of the Personnel (Bulletin Article - 19.01.2015)