Healthcare Plan for CERN MPAs
Overview
The Allianz Care Healthcare Plan for CERN MPAs is a private insurance for Associated Members of the CERN Personnel (MPAs) and their accompanying family members (financially dependent spouse or partner and children who are living in France or Switzerland). Each covered person must be registered and paid for individually.
Cover
The insurance covers a range of in-patient and out-patient treatments, as well as evacuation and repatriation, Health & Wellness support programme, Digital Health App, MyHealth Digital Services, second medical opinion service and more. It includes cover for the financial consequences of illness and accidents, including occupational illness and occupational accidents to the same reimbursement conditions.
The insurance is valid worldwide with the exception of the USA where only emergency cover is available. No health examination or questionnaire is required and pre-existing conditions are not excluded from the cover.
Fulfilment of CERN's requirements
The conditions and benefits of the Allianz Care Healthcare Plan for CERN MPAs fulfil CERN’s requirements of adequate health insurance cover in Switzerland and France, as well as in any countries visited on duty travel.
Eligibility
In order to be eligible, the MPA and family members need all to be under the age of 75 years at the date of inception of their cover and have a valid contract of association with CERN. In addition to the above, cover for members residing in Switzerland without a valid Swiss Legitimation Card "P" is limited to an overall maximum period of 90 days.
Start and duration of cover
The insurance can start at any time during the MPA’s contract of association. The period of cover can be chosen between 30 days (minimum) and 1 year (maximum) and can be extended. Premiums are different for adults and children (80% of adult premiums) and are fixed and guaranteed from 1 January to 31 December each year.
Premiums and benefits
The 2025 insurance premiums have gone up by 30% according to the loss ratio table, and the new annual rates are €5,169.00 for adults and €4,135.20 for children.
If you opt for coverage for a duration less than a year, your premium will be pro-rated accordingly.
NEW : As of February, the annual cover plan can be paid quarterly without any additional cost. Payments must be made via bank transfer, and every three months, you will receive an email with the payment details.
New Reduced-Cover Option
To mitigate the 30% increase, we now offer a new cover option that reduces the premium increase to 21% for annual plans only.
Deductible Cover Option
You can also opt for coverage with deductibles:
- €200 In-Patient and €200 Out-Patient, totaling €400.
With this option, the annual rates are:
- Adults: €4,811.00
- Children: €3,848.80
Payment options
Payments are possible through credit card (possible for one-off payment only) or bank transfer (for quarterly payments).
Help & Contact:
Allianz helpline for CERN MPAs : +32 2 210 6501
For enquiries regarding the status of your subscription, please provide a proof of payment in writing to: creditcontrol.individual@allianzworldwidecare.com.
Access immediate support through 24/7 live chat counseling by TELUS Health without waiting on calls. Start with a chat session and continue your care through in-person, phone, or video counseling options.
NB: Please specify your policy number as bank transfer reference when making your insurance payment to help Allianz identify it.
Important note: the information above is made available as a service to the CERN community. Whilst best efforts have been undertaken to verify the adequacy of the coverage, CERN accepts no liability in respect thereto.
